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Vision insurance plans are a great way to take care of your family’s eyes. Whether you have kids who need glasses for school or parents who spend long hours working on screens, good vision insurance can make a big difference. In 2024, there are several great vision insurance plans that offer coverage for exams, glasses, contact lenses, and even eye surgeries. This article will break down the top 5 vision insurance plans for families this year and help you find the one that prime fits your needs.
1. VSP (Vision Service Plan)
VSP is one of the most popular vision insurance providers in the U.S., known for its large network and affordable plans.
What Does VSP Cover?
VSP covers a variety of vision services, including eye exams, glasses, and contact lenses. They have a network of over 36,000 doctors, so it’s simple to find one near you. If you or someone in your family is considering LASIK surgery (a surgery to correct vision), VSP also provides discounts on it.
How Much Does It Cost?
VSP offers individual plans starting at about $13 per month, while family plans start at around $25 per month. You can also add extra benefits, like better lens options or designer frames, for an additional cost.
Why Choose VSP?
If you want an affordable, flexible plan with lots of options, VSP is a great choice. Their large network makes it simple to find a doctor wherever you are.
2. EyeMed Vision Care
EyeMed is another top provider offering flexible and affordable vision insurance plans for families.
What Does EyeMed Cover?
EyeMed provides coverage for yearly eye exams, discounts on glasses and lenses, and even options for contact lenses. They also offer discounts on LASIK and PRK (another type of vision correction surgery). With over 44,000 doctors in their network, you have plenty of choices for where to get care.
How Much Does It Cost?
EyeMed plans are quite affordable, starting at just $5 per person per month. Family plans start at around $18 per month, making it a great budget-friendly option.
Why Choose EyeMed?
EyeMed is perfect for families who need good coverage at a low price. With its large network and reasonable rates, it’s a smart pick for families who want to save on vision care.
3. Humana Vision Insurance
Humana is well-known for its health insurance, but it also offers strong vision insurance plans for families.
What Does Humana Cover?
Humana covers eye exams, lenses, frames, and contacts. They also offer discounts on corrective eye surgeries like LASIK. One of their prime features is that they offer pediatric vision care, which is great for families with kids who need glasses or regular eye exams.
How Much Does It Cost?
Humana’s individual plans start at $15 per month, with family plans starting at around $30 per month. You can also choose premium plans for extra perks like designer frames or higher-quality lenses.
Why Choose Humana?
Humana is a great option for families who want reliable coverage from a well-known company. Their pediatric care makes them especially good for families with children who need regular eye exams or glasses.
4. Davis Vision
Davis Vision offers several affordable and customizable vision insurance plans for families.
What Does Davis Vision Cover?
Davis Vision covers routine eye exams, glasses, lenses, and contacts. One thing that sets them apart is their exclusive collection of designer frames, available at reduced prices. Discounts on LASIK procedures are also available.
How Much Does It Cost?
Davis Vision’s individual plans start at around $10 per month, with family plans beginning at about $22 per month. If you want extra benefits like better glasses or additional discounts on surgeries, you can upgrade your plan.
Why Choose Davis Vision?
Davis Vision is a great choice if your family wants affordable coverage with access to stylish frames. Their discounts on designer eyewear and LASIK surgery are excellent perks.
5. UnitedHealthcare Vision
UnitedHealthcare is one of the biggest names in health insurance, and their vision insurance plans are designed to give families comprehensive coverage.
What Does UnitedHealthcare Cover?
UnitedHealthcare covers yearly eye exams, glasses, contact lenses, and discounts on LASIK surgery. They also offer pediatric vision benefits, so your kids’ vision needs will be well taken care of. UnitedHealthcare has one of the largest networks of eye doctors, making it simple to find care anywhere.
How Much Does It Cost?
Their individual plans start at about $12 per month, with family plans beginning around $28 per month. Like other plans, you can choose to upgrade your coverage for added benefits like premium lenses or designer frames.
Why Choose UnitedHealthcare?
UnitedHealthcare is a great option for families who need a trusted provider with a large network of doctors. Their pediatric care options make them especially appealing for families with children who need vision care.
How to Pick the Right Vision Insurance Plan for Your Family
Choosing the prime vision insurance plan for your family comes down to a few key factors:
- Cost: Make sure the plan fits your budget. Many providers offer family plans that can save you money compared to individual coverage.
- Coverage: Look for plans that cover what your family needs, such as eye exams, glasses, contact lenses, and even surgery like LASIK if needed.
- Network Size: Check if the plan has a large network of doctors near you. A big network means more choices for where you can go for care.
- Extras: Some plans offer additional perks like discounts on designer frames, premium lenses, or vision correction surgeries like LASIK.
Here’s a comparison of the top 5 vision insurance plans:
| Provider | Starting Price (Individual) | Starting Price (Family) | Network Size | Special Features |
| VSP | $13/month | $25/month | 36,000+ | LASIK coverage |
| EyeMed | $5/month | $18/month | 44,000+ | Affordable rates |
| Humana | $15/month | $30/month | Extensive | Pediatric vision care |
| Davis Vision | $10/month | $22/month | 22,000+ | Designer frames and discounts |
| UnitedHealthcare | $12/month | $28/month | Largest | Pediatric vision benefits |
Conclusion
Finding the right vision insurance plan for your family doesn’t have to be complicated. The key is to find a plan that offers the right mix of affordability, coverage, and access to doctors near you. Whether you’re looking for basic coverage for exams and glasses or extra perks like LASIK discounts, one of these vision insurance plans will fit your family’s needs.
Vision insurance helps protect your family’s eye health and can save you money in the long run, so it’s worth considering the options carefully. No matter which plan you choose, you’ll have peace of mind knowing your family’s vision care is in good hands.
